We are...

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HELD to a Fiduciary Standard of Care

• We work directly with clients on a fee-only basis, not commissions, bonuses or other incentives.
• We serve our clients interests first above all others.
• We are vigilant in minimizing investment  expenses

CONSISTENT with CFA Ethics and Standards

• We follow the CFA mission promoting highest standards of ethics, education, and professional excellence
• We adhere to the CFA Code of Ethics and Standards of Professional Conduct      --> Read Standard
•  We render services with loyalty, prudence, and care

24/7 PARTNER on your Financial Team

• Available whenever you need us 24/7
• We manage risk in your total financial life including your portfolio, investments, career and retirement
• Protect against acting on emotions at the wrong times

FOCUSED on Macroeconomic principles

• We attempt to mitigate the draw downs that are typically associated with bear markets
• and improving risk adjusted return